- Obtain Financing
- Financing Solutions
- Finance Equipment
- Finance Technology
- Growth Funding
- Get Started
- Success Stories
- Apply Now
- Offer Financing
This Notice was last updated on November 25, 2024
This Privacy Notice describes the categories and uses of Personal Information LEAF Commercial Capital, Inc., and its Affiliates (generally referred to as “LEAF”) collect from consumers residing in the state of California. This Notice also describes the rights residents of California may have under applicable law, including the California Consumer Privacy Act (“CCPA”) and California Privacy Rights Act (“CPRA”). This Notice constitutes our Notice at Collection and our online California Privacy Notice. Not all categories of information may be collected from or about each individual consumer. The specific categories of information collected are dependent on the products and/or service(s) provided.
This Privacy Notice may be amended or updated from time to time to reflect changes in our Personal Information processing activities, or changes in applicable law. When a change is made, we will post the updated version of this Privacy Notice to the following site: LEAFnow.com/ccpa. All changes will become effective as of the Last Updated date listed at the top of the Notice. We encourage you to regularly check this website to review any changes which we may make, and to review our Digital Privacy Notice, located at LEAFnow.com/privacy-notice, and Terms and Conditions, located at LEAFnow.com/terms-conditions, which cover our collection and use of information when you visit our websites.
To obtain a version of this notice in larger print please call 1-866-219-7924.
Section 1: Categories of Personal Information LEAF May Collect and May Have Collected Within the Last 12 Months
Category | Examples | Purpose |
Access Data | Username, passwords, any required security or access code, or credentials, and other authentication information, including security question responses, which allow access to an account | We collect this information to help us identify and authenticate you, for fraud prevention and similar purposes. |
Account Data | Account number, insurance policy number, credit card number, and/or debit card number | We collect this information to help us service your account. |
|
Information about how you use and interact with our websites, such as activities on pages visited, links clicked, time on the page, engagement with the sites (such as video views) device type (desktop, laptop, mobile), referring source, or unique and measurable patterns such as keystrokes, mouse clicks and movements, swipes and gestures |
We collect this information to ensure that the sites function properly, to manage and improve our business and administration of the sites, for business development, and to assess analytics identifying usage trends. |
Communications Data | The contextualized information, in digital or physical form, involved in an exchange between one or more parties, including call logs, call recordings, text or e-mail messages | We collect communications data as needed to service your account and do business with you, and for fraud prevention and similar purposes. |
Contact Details | The information required to contact an individual or an organization, e.g., address, phone numbers, e-mail address | We collect contact details as needed to identify you, contact you and do business with you. |
Demographic Data | Gender, ethnicity, nationality, place of birth, marital status, residency status, military/veteran status, education, professional or employment history/information | We collect demographic information as needed to identify you, contact you and do business with you. |
Financial Information | Information for our financial review to service your account or from payments processing pertaining to executed transactions. For example, transaction date, transaction amount, product account transactions, purchasing history. Also, information such as tax documentation, income information, or paystubs | We collect financial information in order to provide you the financial products and services you request. |
Government Issued Identification/Personal Identifiers | Information used to identify and verify relevant individuals. Examples include name, state-issued driver’s license (and physical characteristics and descriptions within those items), passport number information, state issued number or ID numbers, Social Security Number/Taxpayer Identification Number, Alien Registration Number | We collect this information to help us identify and authenticate you, and for fraud prevention and similar purposes. |
Health Data | Information collected surrounding an individual's health, medical information, disability data | We collect health data as needed to service your account and do business with you. |
Legal/Court Data | Legal/court case, docket numbers, personal property registration information | We collect legal/court data as needed to service your account and do business with you. |
Name | Individual's first, middle and last name | We collect this information as needed to identify you, contact you, and do business with you. |
Online/Digital Data | Cookie data, apps downloaded or used, internet or other electronic network activity information, including, but not limited to, browsing history, search history, IP address, and information regarding a consumer's interaction with an internet website application, or advertisement information | We collect online and digital data to personalize our interactions with you and to administer and optimize our sites. |
Sensitive Personal Data | Social Security Number, driver’s license, state identification card, state identification number, passport number, date of birth, gender identity, racial or ethnic origin, health information, and account log-in, financial account, debit card, or credit card numbers in combination with any required security or access code, password, or credentials which allow access to an account, citizenship or immigration status | We collect sensitive personal data with the intention of developing a complete and accurate “Know Your Customer” (KYC) profile in line with regulatory requirements, to identify you, contact you, and do business with you. |
We obtain the categories of Personal Information listed above from:
We do not collect the following pieces of information on our consumers in scope for CCPA: commercial information, including products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies; sensory data; neural data; or inferences drawn from other Personal Information (personal preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes). We also do not collect or process Sensitive Personal Information for the purpose of inferring characteristics about a consumer.
We retain your Personal Information for the life of your customer relationship with us. Once your customer relationship is terminated, the length of time that we intend to retain each category of Personal Information will depend on several criteria, including (i) the length of time we are required to retain Personal Information in order to comply with applicable legal and regulatory requirements, (ii) the length of time we may need to retain Personal Information in order to accomplish the business or commercial purpose(s) for which such Personal Information is collected, used or disclosed, as set forth within this Notice.
Section 2: Disclosure of Personal Information
We use and disclose for our business purposes the categories of Personal Information, including Sensitive Personal Information, relating to California residents as cited in Section 1 of this Notice to operate, manage, and maintain our business, to provide our products and services, and to accomplish our business or commercial purposes, including the following:
With respect to each category of Personal Information that we disclosed for a business purpose, the categories of persons or entities to whom we disclose that Personal Information are:
We do not disclose Personal Information to any other categories of third parties.
LEAF does not sell or share your Personal Information, therefore any rights that may be afforded to you under CCPA related to the selling or sharing of your Personal Information do not apply. LEAF also does not knowingly sell or share the Personal Information of minors under the age of 16.
Section 3: Your Legal Rights
Subject to applicable law, you may have the right to exercise the following:
Household Requests - We currently do not collect household data. If multiple members of the household make a right to access or right to deletion request, we will respond as if the requests are individual requests.
To exercise rights under the CCPA, you must be a current resident of the State of California. Only you, your authorized agent (a person or business entity registered with the California Secretary of State to conduct business in that state), or a person or entity to whom you have granted Power of Attorney to act on your behalf, may make a verifiable consumer request related to your Personal Information. You may also make a verifiable consumer request on behalf of your minor child.
To exercise your access, correction, or deletion rights: call toll-free 1-866-219-7924, email custsrv@LEAFnow.com, or visit LEAFnow.com/california-consumer-rights-request.
We must verify your identity in order to process your request. We typically do this by verifying your name, address, and the last four digits of your Social Security Number, so please include this information in your request. We may reach out for additional information to complete this process.
Please also include your email address if you wish to receive your response via email, as well as the nature of your request (access to, correction or deletion of your data). We will acknowledge receipt of your request within ten days and will provide a response to your request within 45 days. If we need an extension for up to an additional 45 days in order to process your request, we will provide you with an explanation for the delay.
Please note there are instances in which LEAF is required to maintain, or otherwise is not required to delete, your Personal Information. For example, LEAF is not required to delete your information if it is being used:
Authorized Agent
You may appoint an Authorized Agent to submit a request on your behalf. In order to do so, you must provide the appropriate documentation to LEAF (Power of Attorney or proof of filing with the Secretary of State). In order for your authorized agent to act on your behalf, they must supply the appropriate documentation and verify their identity at the time they place the request.
California Non-Discrimination
California prohibits businesses from discriminating against you for exercising any rights under the CCPA, including, but not limited to, by:
Consumer Rights Requests Metrics:
From January 1, 2024 – November 25, 2024, LEAF and its Affiliates received one (1) access, correction, or deletion request, and granted one (1) access request.
Section 4: Defined Terms
Personal Information | Any information that identifies, relates to, or could reasonably be linked directly or indirectly with a particular California resident. Personal Information does not include:
|
Processing | Operations, whether or not by automated means, such as collection, recording, organization, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, deletion or destruction. |
California Resident | An individual who resides in the State of California and whose personal income is taxed by the State of California. |
Verifiable Consumer Request | A request made by a consumer, or on behalf of the consumer’s minor child, or by a natural person or a person registered with the California Secretary of State as a consumer’s authorized agent. |
Questions About Our Privacy Practices
If you have questions or concerns about our privacy notices or practices, please contact us at: 1-866-219-7924, or email custsrv@LEAFnow.com.